Can the CARES act save me from eviction?

focused young lady sitting on floor in living room
Photo by Vlada Karpovich on Pexels.com

Following the COVID-19 pandemic, I have received many calls from tenants who asked me about the CARES Act and whether the CARES Act applies to them.

What is C.A.R.E.S.?
The CARES Act is short for the Coronavirus Aid, Relief, and Economic Security Act that was signed into law on March 27, 2020. This act prohibits filing new evictions for non-payment of rent against tenants. The ban is to last for 4 months and ends on July 25th.

Who is impacted by the CARES Act?
If your apartment complex takes advantage of the Federal Housing and Finance Agency’s (FHFA) COVID-19 forbearance program, your landlord cannot evict you from your apartment. If the Landlord received a forbearance on his mortgage, the landlord cannot evict you for unpaid rent.

The CARES Act will apply to any property that is “insured, guaranteed, supplemented, or assisted in any way, by any officer or agency of the Federal Government.” That means properties are not allowed to evict you until July 25 if they:

  1. Participate in Section 8 or Housing Choice
  2. Have been purchased by or received loans from Fannie Mae or Freddie Mac
  3. The act also stops landlords from charging late fees on these properties.

Can my landlord evict me before July 25, 2020?
No, the CARES Act does not allow a landlord evict for nonpayment of rent or late fees. After July 25th, the Landlord must give 30 days notice of filing for eviction on the basis of non payment of rent before he can file a suit to evict. As such, the Current CARES Act covers tenants until August 23, 2020.

If you are a Landlord or Tenant with any questions about the CARES Act, give me a call on my cell or text, 832-896-6288. If you have any other legal questions (criminal, family, civil, etc.) or know someone who needs to “talk to an attorney”, give me a call too or send me an email: attorney.dave@yahoo.com.

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